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Determining how much you can afford to spend on a home depends on several factors, including your income, debts, down payment, and the type of mortgage you qualify for. A general rule of thumb is to spend no more than 28-30% of your gross monthly income on housing costs, including mortgage payments, property taxes, and insurance.
Use a mortgage calculator or consult with a financial advisor to get a more accurate estimate based on your specific situation.
We use a combination of market research, comparable property analysis, and our extensive experience in the local real estate market to determine the value of a property.
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